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Unicom Savings Bank Credit Card Collection

1 You must be 18 years or older to qualify. Qualifications for Unicom Savings Bank Credit Cards are based on the Credit Union’s criteria, including applicant’s income and credit history. If you are approved for a Unicom Savings Bank Credit Card, your assigned APR will come with your new card. APRs will vary with the market based on the Prime rate. Rates, terms and conditions are determined by an evaluation of credit history and underwriting factors and are subject to change. Minimum credit limit for Preferred No Frills Visa is $500 and Visa Signature is $5,000.
2 Rate reduction only applies to balances transferred from April 1, 2020 to September 30, 2020. Special “introductory” rates will apply and remain in effect as to these specific balance transfers for 12 months from the date of the transaction. After 12 months from the date of the transaction, the special “introductory” rate will revert to the regular rate of interest in force on your account. This promotion and special rate does not apply to purchases or cash advances, or any transaction involving any payment to an existing loan at Unicom Savings Bank. If, during the life of this promotional balance, the Unicom Savings Bank Visa account becomes sixty (60) days delinquent, the promotional balance will revert to the normal rate of interest. Except as specifically provided, all terms and conditions of your existing agreements with the credit union remain in full force and effect. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors are subject to change.
3 The Credit Union does not charge for use of the Service. However, your wireless carrier may charge you for messages you receive as a result of using the Service. You should contact your carrier for complete pricing details.
4 Not all Credit Card types are eligible for the Cash In program. Only members with a Unicom Savings Bank Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For a complete list of terms, conditions and qualifications, please call +1 (510) 880 4336 or go to nationalfincorp.com/cash-in.
5 Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. Click here for full terms and conditions.
6 Payment Protection is a debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.
7 Additional 10,000 CURewards^® points apply only to purchases made with a new Visa Signature credit card account opened during the promotional period. Current Platinum Visa credit card accounts and Preferred No Frills credit card accounts that transfer to a new Visa Signature credit card account, balance transfers and cash advances do not qualify for the additional points.
8 The purchase of goods or services from a merchant in connection with a Unicom Savings Bank Visa Signature cardholder's use of Visa Concierge, including any reservation or booking completed by Visa at your request, ("Service"), are solely between you and the respective merchant and Visa is not a party to the purchase. Goods or services we attempt to purchase on your behalf at your request are subject to availability. You are responsible for payment of any and all charges associated with any Service. See the Visa Concierge Terms of Service for additional terms and conditions.